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HELOC vs. Refinancing

HELOC vs. RefinancingBy: Ranjit Nanda Published on: 19/12/2025

Compare HELOC vs refinancing at year-end 2025. Learn which option improves cash flow, lowers payments, consolidates debt, and fits your 2026 goals.

Mortgage Rates
HELOC vs. Refinancing

5 Year - Fixed Term from

3.89%

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